chapter 13 bankruptcy
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chapter 13 bankruptcy
DAMAGE CONTROL chapter 13 bankruptcy
Turning to a business that offers help in solving debt problems may seem like a
reasonable solution when your bills become unmanageable. chapter 13 bankruptcy
Be cautious. chapter 13 bankruptcy Before you do business with any
company, check it out with your local consumer protection agency or the Better
Business Bureau in the company's location. chapter 13 bankruptcy
chapter 13 bankruptcy Some businesses that offer debt counseling and
reorganization plans may charge high fees and fail to follow through on the
services they sell. chapter 13 bankruptcy Others may misrepresent the
terms of a debt consolidation loan, failing either to explain certain costs or
to mention that you're signing over your home as collateral. chapter 13 bankruptcy
Businesses advertising voluntary debt reorganization plans may not explain
that the plan is a Chapter 13 bankruptcy, tell you everything that's involved,
or help you through what can be a complex and lengthy legal process. chapter 13 bankruptcy
chapter 13 bankruptcy In addition, some companies guarantee you a loan if
you pay a fee in advance. chapter 13 bankruptcy The fee may range from
$100 to several hundred dollars. chapter 13 bankruptcy Resist the
temptation to follow up on advance-fee loan guarantees. chapter 13 bankruptcy
They may be illegal. chapter 13 bankruptcy Many legitimate creditors
offer extensions of credit through telemarketing and require an application or
appraisal fee in advance. chapter 13 bankruptcy But legitimate creditors
never guarantee that the consumer will get the loan-or even represent that it is
likely. chapter 13 bankruptcy Under the federal Telemarketing Sales Rule,
a seller or telemarketer who guarantees or represents a high likelihood of your
getting a loan or some other extension of credit may not ask for or receive
payment until you've received the loan. chapter 13 bankruptcy