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personal bankruptcy
DEBT CONSOLIDATION personal bankruptcy
You may be able to lower your cost of credit by consolidating your debt through
a second mortgage or a home equity line of credit. personal bankruptcy
Think carefully before taking this on. personal bankruptcy These loans
require your home as collateral. personal bankruptcy If you can't make
the payments-or if the payments are late-you could lose your home. personal bankruptcy
The costs of these consolidation loans can add up. personal bankruptcy In
addition to interest on the loan, you pay "points." personal bankruptcy
Typically, one point is equal to one percent of the amount you borrow. personal bankruptcy
Still, these loans may provide certain tax advantages that are not available
with other kinds of credit. personal bankruptcy