consumer credit counseling

Consolidate Credit Card Debt

consolidate debt debt consolidation consumer credit counseling personal bankruptcy debt management

consumer credit counseling

Why can’t I just keep paying off my creditors on my own? consumer credit counseling
If you keep paying just the minimum to your creditors at the current interest rate, it will take you much longer than if you paid off your debt through consumer credit counseling credit counseling and counselors. consumer credit counseling A $10,000 debt usually takes 32 years and $24,500 to pay off, if you are paying the monthly minimum of 2.5% of the balance at an average interest rate of 18.5%. consumer credit counseling Because we may be able to reduce your interest rates, stop over the limit fees, and so on, it will take a lot less time to pay off your debt through us. consumer credit counseling Chances are, in the past, all your debt payments have just gone to pay off interest. You probably haven’t even touched the balance! On average, consumer credit counseling credit counseling clients pay off their debts in 3 to 5 years, depending on individual circumstances. consumer credit counseling

How much will it cost me to be on the Debt Management Program and have credit counseling and counselors? consumer credit counseling The consultation is FREE to everyone. consumer credit counseling If you are comfortable with what we set up for you, we do request a one-time voluntary contribution. consumer credit counseling There is also a small monthly service charge to cover the costs of handling accounts. consumer credit counseling The monthly service fee is determined by the number of account a client has on the Debt Management Program. consumer credit counseling As a non-for profit organization, Debt Management depends on these small contributions to meet our operating costs. consumer credit counseling