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consumer credit counselling service
If you and your lender cannot work out a plan, contact a housing counseling agency. consumer credit counselling service Some agencies limit their counseling service to homeowners with FHA mortgages, consumer credit counselling service but many offer free help to any homeowner who's having trouble making mortgage payments. consumer credit counselling service Call the local office of the Department of Housing and Urban Development (HUD) or the housing authority in your state, city, or county for help in finding a housing counseling agency near you. consumer credit counselling service
Ads Promising Debt Relief May Be Offering Bankruptcy consumer credit counselling service
Consumer debt is at an all-time high. consumer credit counselling service
What's more, a record number of consumers-nearly 1.5 million in 2001-are filing
for bankruptcy. consumer credit counselling service Whether your debt
dilemma is the result of an illness, unemployment, or overspending, it can seem
overwhelming. consumer credit counselling service In your effort to get
solvent, be on the alert for advertisements that offer seemingly quick fixes. consumer credit counselling service
While the ads pitch the promise of debt relief, they rarely say relief may
be spelled b-a-n-k-r-u-p-t-c-y. consumer credit counselling service And
although bankruptcy is one option to deal with financial problems, it's
generally considered the option of last resort. The reason: consumer credit counselling service
it has a long-term negative impact on your creditworthiness. consumer credit counselling service
A bankruptcy stays on your credit report for 10 years, and can hinder your
ability to get credit, a job, insurance, or even a place to live.
consumer credit counselling service