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SELF HELP loan consolidation
Developing a Budget: loan consolidation The first step toward taking
control of your financial situation is to do a realistic assessment of how much
money comes in and how much money you spend. loan consolidation Start by
listing your income from all sources. loan consolidation Then, list your
"fixed" expenses-those that are the same each month-such as your mortgage
payments or your rent, car payments, loan consolidation or insurance
premiums. loan consolidation Next, list the expenses that vary, such as
entertainment, loan consolidation recreation, or clothing. loan consolidation
Writing down all your expenses-even those that seem insignificant-is a
helpful way to track your spending patterns, identify the expenses that are
necessary, and prioritize the rest. loan consolidation The goal is to
make sure you can make ends meet on the basics: housing, food, health care,
insurance, and education. loan consolidation